Investment Management

Aull & Monroe is a fee-only investment advisor registered with the Securities and Exchange Commission (SEC) and is a fiduciary under the Employee Retirement Income Security Act (ERISA) of 1974. We offer comprehensive asset management of taxable and tax-deferred accounts for those investors interested in benefiting from actively managed, individualized portfolios. We work with our clients throughout the various cycles of your life to insure that your investments and risk allocation at any given time are in line with your future goals and current needs.

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Services Offered to Our Clients

Comprehensive Asset Management of Taxable and Tax-deferred Accounts

Asset Management for:

  • High Net Worth Individuals
  • Individuals
  • Trusts
  • Corporations
  • Retirement Plans: Pension and Profit Sharing Plans
  • Charities and Foundations

All client portfolios are managed on an individual basis and are not pooled with other clients' assets. It is our objective to tailor your portfolio in a way that best matches your financial outlook while also considering current economic, political and market indicators.

Financial Analysis and Guidance

By performing a thorough examination of your financial picture including a look at your monetary resources, current assets, and liabilities, we can assist you in developing a strategic plan to guide you toward attaining your long-term goals.

Retirement Projections

Like the majority of the population, you may ask, “How much money do I need to tuck away now to reach my retirement goals?" and "When can I retire?" Whether your outlook is to travel extensively, leave a large estate to your heirs or just live comfortably in retirement, we will work with you to develop a blueprint based on where you are now and where you want to be and determine the feasibility of your aspirations. Through a thorough analysis of your situation, we will develop a reasonable retirement projection that can be revisited and adjusted to increase the likelihood of attaining your retirement expectations.

Tax account management

We are attentive to the ever-changing tax codes relating to your accounts and work to minimize the tax implications to your portfolio. In general, our investment strategy lends itself to a lower rate of turnover as compared to other investment advisors, typically less than ten percent annually, resulting in a more tax efficient arrangement. We work to reduce realized capital gains tax, assist in estate-related tax issues and provide advice on tax savings related to various retirement plans, among other tax-related issues.

Set-up and Management of Company Specific Retirement Plans

We are a fiduciary as defined by the Employee Retirement Income Security Act (ERISA) of 1974. We will work closely with you to determine the retirement plan that best suits your company needs as well as work on an on-going basis with the plan sponsor, third-party administrator, and an actuary.

Our experience is related to:

  • Plans for the Self-Employed, Small (up to 100 employees) and Large Company (100+ employees)
  • I401Ks, SIMPLE IRAs, SEP-IRAs, 401(k)s, Profit Sharing and Defined Benefit Plans
  • Individually managed participant accounts as well as pooled retirement plans and self-directed employee accounts

Proxy Voting Services

As a standard part of our management services, we vote all proxies relating to your accounts. We follow a proxy voting policy that has been implemented by the partners of Aull & Monroe. We use an outside service to assist us in recording our proxy votes.